Can I get a list of residential or commercial properties being foreclosed? The Court does not keep a list of residential or commercial properties in foreclosure. Foreclosure cases are Civil Action cases and they are indexed in the names of the individual( s) licensed to make the sale and the debtor's names. You might utilize the computer systems in our record room to browse for foreclosure cases. The finest way to find information about residential or commercial properties going to foreclosure is to look at the legal notifications posted in local papers. The notices supply contact info to the auctioneer.

Where are your foreclosure auctions held and at what time? The Clerk's Office does not set up foreclosure auctions. Before offering the residential or commercial property, the specific licensed to make the sale will release notification of the time, location, and terms of the sale in a paper of general circulation in the county in which the action is pending. Many auctions occur on the front steps of the courthouse, since it is a familiar point of referral. However, each sale is unique. Persons interested in attending a sale needs to look in the legal notices for the sale information and call the person responsible for the sale to make sure that the sale will be held.

How can I discover if the sale is going forward or if the sale was held? The Clerk's office will have no understanding of whether a scheduled sale will go forward or be rescheduled. Until a report of the sale is submitted with the Courts, the Clerk's Office will not be able to tell you if the sale was actually held. The person authorized to make the sale has up to 1 month to report the sale to the Court. Questions concerning a sale can be directed to the individual( s) authorized to make the sale whose name and contact information appear in both the advertised publication and any posted or mailed notices.

Can I submit a Request for Mediation in my Foreclosure Case? If your case was filed July 1, 2010 or later on, and the action is to foreclose a lien on owner-occupied residential home, you may be eligible for mediation. Maryland Annotated Real Residential Or Commercial Property Code 7-105.1 sets out residential or commercial property foreclosure treatments, consisting of details about submitting an Ask for Mediation. The forms to Request Mediation will be sent out to you from the lender's lawyer at the same time that they supply you with a Last Loss Mitigation Analysis. The Court does not have the kinds.

An ask for foreclosure mediation may be filed as much as 15 days after the mailing of the final loss mitigation affidavit. A Request for Foreclosure Mediation will be accompanied by a filing charge of $50.00. The court may decrease or waive the filing charge if the mortgagor is eligible for a reduction or waiver under the Maryland Legal Services standards.

Request to Waive the Filing Fee for Foreclosure Mediation
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When is my home going to be sold? The person( s) licensed to make the sale will release the date of the sale of your residential or commercial property in the legal notifications of a regional paper. The notification of the sale shall be published a minimum of once a week for three succeeding weeks, the last publication shall be not more than one week before the sale. A notification of the time, location, and terms of the sale will likewise be sent by both certified mail and by first class mail, not more than one month and not less than 10 days before the date of the sale, to the customer, the record owner of the residential or commercial property and the holder of any secondary interest in the residential or commercial property.

My home was offered. Is the deed still in my name? After the court has lastly validated a sale and the purchase money has actually been paid, the private making the sale will convey the residential or commercial property by deed to the buyer or to an assignee of the buyer. When the brand-new deed has actually been recorded, the new owner of the residential or commercial property will be shown in the State Department of Assessment and Taxation's records. To see their records, go to their website. Click on Search Court records and click SDAT Real Residential or commercial property Search, Real Residential Or Commercial Property Data (at bottom of page). To search evaluation records, you should get in the county and street address.

Clerk's Office Circuit Court for Calvert County

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