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  Foreclosure In New Jersey
  
  1. Home

2. Courts
3. Superior Court Clerk's Office
4. Foreclosure In New Jersey
   
   Superior Court Clerk's Office
   
   - Copies of Court Records

• Data Reports for Sale
• Electronic Access to Court Records
• Foreclosure
• Pre-foreclosure
  
  If you're representing yourself in a foreclosure case, visit our self-help section.
  
  The Office of Foreclosure
  
  The foreclosure procedure is a two-tiered system. It includes both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us a system in the Superior Court Clerk's Office.
  
  The office deals with seven kinds of foreclosures:
  
  1. Residential mortgage

2. Multi-family/commercial mortgage
3. In personam tax certificate
4. Municipal in rem tax certificate
5. Condominium lien
6. Strict foreclosure
7. Fair Foreclosure Act optional treatments.
   
   Foreclosure Actions and Foreclosure Processing Services
   
   Foreclosure actions are submitted in the Superior Court. Pleadings are filed with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.
   
   The Foreclosure Processing Services group dockets pleadings (e.g., grievances, responses and ask for default) in foreclosure cases. The team performs basic foreclosure case management functions. When a case is contested, the group transfers to it General Equity Judges in the vicinages for personality.
   
   You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for details on the following:
   
   - General Questions and Status Requests

• Complaints
• Answers
• Requests for Default
  
  All correspondence (filings) must be directed to:
  
  Regular Mail
  
  Messenger Service
  
  Foreclosure Forms
  
  The following kinds could be needed in foreclosure cases. See foreclosure mediation (listed below) for mediation types. Self-represented litigants can access our Self-Help page for types to file.
  
  Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table
  
  Filing Fee Schedule
  
  Checks or cash orders ought to be made payable to Treasurer - State of New Jersey. Attorneys may utilize their Judiciary Collateral Account to pay any charges. Cash is declined.
  
  Fee Waiver Request:
  
  Submit the Filing Fee Waiver Request Form to make an application for a charge exemption. You need to satisfy financial requirements for eligibility. This form ought to accompany your file( s). The type and the files need to be sent to the General Equity Judge in the county where residential or commercial property lies. The judge will evaluate the fee waiver demand. Once the judge identifies eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the charge waiver request, you will be notified to submit the cost before the files can be submitted.
  
  Copy Requests:
  
  For information on getting copies of files or files call Client service at 609-421-6100. Requests for records must be in writing. Refer to Copies of Court Records for more information on sending a demand.
  
  Foreclosure Mediations & Mediation Services
  
  Free foreclosure mediation is offered to try to conserve your home. Mediation is a process where a neutral third-party hears your case. The arbitrator does not make a decision on the case but guides both celebrations to an acceptable result on their terms. Lenders can still pursue foreclosure actions during the mediation process. It is imperative to begin requesting mediation as quickly as possible following a notice of foreclosure.
  
  The primary step in the procedure is to apply for mediation services. Attorneys or self-represented litigants can finish the declare mediation kind. Eligibility requirements pursuant to Rule 4:64 -1 B must be met. The request also requires the foreclosure mediation list. Use the foreclosure mediation monetary worksheet to show financial eligibility.
  
  If a constable's sale is arranged, there are 2 statutory stays that can be asked for.
  
  Know rip-offs. Companies that promise to assist you get a loan adjustment, or notifications to save your home from foreclosure, are popping up all over NJ. You require to secure yourself and your home from fraud companies that have no regard for you and your home.
  
  You require to carefully examine the company's qualifications, credibility, and experience. Keep an eye out for indication of a fraud. Companies may incorrectly claim to be associated with a not-for-profit or federal government entity, or endorsed by federal government officials. You need to preserve individual contact with your lending institution and mortgage servicer. Your mortgage loan provider can help you find real alternatives to avoid foreclosure. You ought to utilize the free HUD/NJHMFA-certified housing counselor. More information consisting of suggestions to avoid foreclosure scams are outlined in the Public Announcement launched by the Federal Reserve.
  
  Notices to the Bar
  
  Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order
  
  Foreclosure for Renters
  
  Residential tenants in a residential or commercial property facing foreclosure may be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate residential occupants have rights to remain on the residential or commercial property notwithstanding a foreclosure.
  
  Frequently, since lending institutions do not understand occupants' names, the foreclosure grievance will call "John Doe, Tenants No. 1 to 10." If a lending institution is unaware that the residential or commercial property is rented, an occupant might initially be outlined the foreclosure when the lending institution has a writ of belongings. See the notice to domestic occupants of rights during a foreclosure.
  
  Additional Resources for Foreclosure Help
  
  Legal Services of New Jersey can offer resources and legal help for qualified litigants. The NJ Dept.